Medical Insurance

Supporting the Health and Well-Being of Our Leaders & Families

Medical Insurance

New enrollments still go through the Diocese. If a new employee starts between now and the end of the year, please submit their enrollment through the Diocese.

If you are enrolled or need to enroll, read the details on the CPG website here and make your changes by November 7th. If you do not desire to change your existing coverage, no action is required, but verifying your information is highly recommended, especially the accuracy of your personal information and beneficiaries.

Please check the plans carefully and confirm the coverage type is correct for you and your family. No one plan fits all families and their situations. If you have any questions as to which plan to choose, please contact Quantum at 866-871-0629, and they will work with you to make the best choice.

If you turn 65 in 2026, you will become eligible for the Medicare Secondary Payer (MSP) Plans.

Summary of Benefits & Coverage
Employee Assistance Program (EAP)

In addition to the health plans, we offer a stand-alone EAP with Cigna Behavioral Health that you and your related entities may offer to employees who opt out of medical coverage. (Employees who enroll in Medical Trust health coverage are automatically enrolled in Cigna EAP benefits.)
Episcopal Diocese of Georgia Health Insurance Policy

To comply with the diocesan clergy minimum compensation standard, a congregation with a priest working at least 30 hours per week must ensure insurance coverage. For those who do not otherwise have medical insurance provided through a spouse or an existing plan such as Tri-care, this means selecting at least the lowest cost option from the plans above. For those in a High Deductible Plan with a Health Savings Account, the Diocese expects the employer will pay $200 per month or $2400 per year into the HSA for those electing the single HDHP and $400 or $4800 per month for the plus one or family plan in the first year of coverage and to continue to pay $150 per month for Single HDHP and $300 per month for plus one, and $400 for family plans in subsequent years.

If you have any questions, please don’t hesitate to contact me. Sincerely, Canon Andrew Austin (912)236-4279 ext. 2 or aaustin@gaepiscopal.org.

This material is provided for informational purposes only and should not be viewed as investment, tax, or other advice. It does not constitute a contract or an offer for any products or services. In the event of a conflict between this material and the official plan documents or insurance policies, any official plan documents or insurance policies will govern. The Church Pension Fund (“CPF”) and its affiliates (collectively, “CPG”) retain the right to amend, terminate, or modify the terms of any benefit plan and insurance policy described in this material at any time for any reason, and, unless otherwise required by applicable law, without notice.

Church Pension Group Services Corporation (“CPGSC”), doing business as The Episcopal Church Medical Trust, maintains a series of health and welfare plans (the “Plans”) for eligible employees (and their eligible dependents) of The Episcopal Church (the “Church”). The Medical Trust serves only eligible Episcopal employers. The Plans that are self-funded are funded by the Episcopal Church Clergy and Employees’ Benefit Trust, a voluntary employees’ beneficiary association within the meaning of section 501(c)(9) of the Internal Revenue Code.

The Plans are church plans within the meaning of section 3(33) of the Employee Retirement Income Security Act of 1974, as amended, and section 414(e) of the Internal Revenue Code. Not all Plans are available in all areas of the United States or outside the United States, and not all Plans are available on both a self-funded and fully insured basis. Additionally, the Plan may be exempt from federal and state laws that may otherwise apply to health insurance arrangements. The Plans do not cover all healthcare expenses, so members should read the official Plan documents carefully to determine which benefits are covered, as well as any applicable exclusions, limitations, and procedures.

Here are the 2026 rates:

PPO Plans
PPO 80	$1,228	$2,210	$3438	Cigna - MG03 Anthem - MPP3
PPO 90	$1,467	$2,641	$3,438	Cigna - MG02 Anthem - MPP2
EAP Only	$4	$4	$4	MEAP

Medicare Secondary Plans
MSP PPO 80	$981	$1,766	$2,747	Cigna - MGM3 Anthem - MS11
MSP PPO 90	$1,176	$2,117	$3,293	Cigna - MG02 Anthem - MS11

We will offer the following Delta Dental plans through the Medical Trust:

Dental Plan/Monthly Rates
Delta Dental Premium	$91	$164	$255	DPRE
Delta Dental Comprehensive	$68	$122	$190	DDBA
Delta Dental Basic	$41	$74	$115	DCOM

For information about eligibility for the Episcopal Health Plan, the Small Employer Exception (SEE) Plan, and the Group Medicare Advantage Plan, refer to the Medical Trust Administrative Policy Manual.

****IMPORTANT REMINDER: Members will make their plan selections on MyCPG Accounts using the email address and password associated with their MyCPG Account. Client ID numbers are no longer being used to access these accounts. If they have not already done so, members must create an account before Annual Enrollment.****

For assistance, employees may contact CPG Client Services at 800-480-9967, Monday to Friday, 8:30 AM to 8:00 PM ET, or email mtcustserv@cpg.org.

NOTE: Please inform potential (eligible but not enrolled) members that they and their eligible dependents may enroll, share the plans and rates available to them, and provide them with the applicable legal notices and Summaries of Benefits and Coverage available at cpg.org/mtdocs.

Ministry Contact

Canon for Administration
Canon Andrew Austin
aaustin@gaepiscopal.org
(912) 236-4279 ext. 2